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Pacifica, California

525 Crespi Drive • Pacifica, CA 94044

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HOW TO LIVE AROUND THE BAY AREA ON A BUDGET

Fact is, San Francisco is one of the top three most expensive cities in America. The cost of living is 63% higher than average, and the median home value is well over $750,000, making it the most unaffordable city in the country as far as home ownership is concerned. But fear not! As long as you know how to budget your well-earned money (and to stick to it!), you will surely be able to get by well and good.


If you’re wondering how you can live in San Francisco and around the Bay area on a budget, we have listed here 4 simple yet effective ways to make living in this beautiful place possible.


1. CHOOSE THE RIGHT NEIGHBORHOOD

The place is teeming with a wide variety of of average rents. You will want to avoid most of the neighborhoods in the north to northeast section of the city – these cities are the most expensive. Choose neighborhoods like the Outer Sunset and Outer/Inner Richmond, Lakeshore, and Outer Mission/Excelsior. They have average rents of less than $2000 for a 1-bedroom apartment.


2. LIVE WITH ROOMMATES

Rent will eat up a major amount of your budget but splitting rent with roommates will quickly reduce the amount you will have to pay.


3. USE A BIKE INSTEAD OF A CAR

You will save several hundred dollars per month by eliminating a car on your budget. You won’t have to pay for gas and car maintenance anymore. Additionally, consider taking advantage of public transportation such as the city cable car.


4. TAKE ADVANTAGE OF FREE FUN

The city and the Bay Area has a lot of fun activities that won’t drain your bank account. Keep updated for weekly activity schedules here.


This article is an adaptation of wikihow’s ‘How to Live in San Francisco on a Budget’.